Privacy Notice

This Privacy Notice explains how Bare Capital Ltd collects, uses, stores and shares personal data when you use Buildfund, visit our website, communicate with us, or interact with our services.

1. Who we are

Bare Capital Ltd is the controller of your personal data for the purposes described in this Notice, except where we clearly state that another party is the controller.

Registered in England and Wales under company number 10311473.

Registered office: Black Bull House 353-355 Station Road, Bamber Bridge, Preston, Lancashire, United Kingdom, PR5 6EE

Operational office: 6 Dole Lane, Chorley, Lancashire, PR7 2RL

Email: info@buildfund.co.uk

Telephone: 0161 54262996

2. The personal data we collect

We may collect and process the following categories of personal data:

Identity and contact data: name, job title, company name, email address, telephone number, postal address.
Account and profile data: login credentials, account preferences, platform role, profile details, verification information.
Transaction and application data: funding requirements, loan or finance application details, property or asset information, company and project information, financial information submitted through the platform, lender interaction history, and deal and case management records.
Communications data: emails, messages and support queries, call notes, platform inbox records, and meeting and communication history.
Technical and usage data: IP address, browser type, device identifiers, operating system, pages viewed, actions taken on the platform, session logs, cookies and similar technologies.
Compliance and verification data: identity verification information, anti-fraud information, AML, sanctions or due diligence related information where relevant, and records required for audit, legal or regulatory purposes.
We do not seek to collect special category personal data unless this is strictly necessary and lawful. If such data is provided, you must ensure there is a valid legal basis for doing so.

3. How we collect personal data

directly from you,
from your employer or organisation,
from lenders, brokers, advisers and other professional counterparties,
from publicly available sources,
through cookies, analytics and technical logs,
from third-party identity, verification, communication or software service providers.

4. How we use personal data

provide and operate the platform,
create and manage user accounts,
process applications, introductions and transaction workflows,
facilitate communications between users, lenders and service providers,
carry out checks relating to fraud prevention, security, sanctions, AML and compliance where applicable,
respond to enquiries and support requests,
improve, maintain and secure the platform,
analyse usage and performance,
comply with legal, regulatory and contractual obligations,
establish, exercise or defend legal claims,
send service communications,
send marketing communications where permitted by law.

5. Our lawful bases

Under UK GDPR, we rely on one or more of the following lawful bases:

performance of a contract,
legitimate interests,
legal obligation,
consent,
establishment, exercise or defence of legal claims.
Our legitimate interests may include operating and improving the platform, facilitating finance-related workflows, maintaining security, preventing fraud, managing business relationships and growing our business responsibly.

6. Marketing

We may send you marketing communications where we have your consent or another lawful basis to do so under applicable law.

You can opt out of marketing at any time by using the unsubscribe link in emails or contacting us at info@buildfund.co.uk.

7. Sharing personal data

We may share personal data with:

lenders, funders and finance providers,
brokers, introducers, consultants, solicitors and professional advisers,
service providers who support our platform and business operations,
hosting, cloud storage, analytics, communications and CRM providers,
identity verification, fraud prevention and compliance providers,
regulators, law enforcement agencies and courts,
prospective buyers or investors in the event of a corporate transaction.
We require processors acting on our behalf to protect personal data and process it only on our instructions.

8. International transfers

Where personal data is transferred outside the UK, we will take steps to ensure appropriate safeguards are in place, such as adequacy regulations, the UK International Data Transfer Agreement, or other lawful transfer mechanisms.

9. Data retention

We keep personal data only for as long as necessary for the purposes for which it was collected, including for legal, regulatory, tax, accounting, audit, fraud prevention and dispute resolution purposes.

Retention periods may vary depending on the nature of the data and the service provided. When data is no longer required, we will securely delete or anonymise it.

10. Security

We use appropriate technical and organisational measures to protect personal data against unauthorised access, loss, destruction, misuse or alteration.

However, no online service can be guaranteed completely secure, and you are responsible for maintaining the confidentiality of your credentials and using the platform securely.

11. Your rights

Subject to applicable law, you may have the right to:

request access to your personal data,
request correction of inaccurate data,
request erasure,
request restriction of processing,
object to processing,
request data portability,
withdraw consent where processing is based on consent,
complain to the Information Commissioner's Office.
To exercise your rights, contact us at info@buildfund.co.uk.

12. Cookies and tracking

We use cookies and similar technologies. Please see our Cookie Notice for details.

13. Third-party websites and services

Our website and platform may link to third-party sites and services. We are not responsible for their privacy practices. Please review their privacy notices separately.

14. Changes to this Notice

We may update this Privacy Notice from time to time. The latest version will appear on this page with the date of update.

15. Contact and complaints

If you have questions about this Notice or our data practices, contact:

Bare Capital Ltd

Black Bull House 353-355 Station Road, Bamber Bridge, Preston, Lancashire, United Kingdom, PR5 6EE

info@buildfund.co.uk

You also have the right to lodge a complaint with the Information Commissioner's Office at www.ico.org.uk.