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INVESTOR CLUB

Private Capital Marketplace

Access structured property-backed investment opportunities across secured income, preferred equity and planning gain partnerships.

View Investment OptionsRegister Investor Interest
Secured incomePreferred equityPlanning gainCapital at risk

BuildFund’s Investor Club is designed for experienced investors who want exposure to professionally sourced property opportunities without having to source, finance, refurbish or manage assets directly.

Choose the structure that matches your investment style

Three professionally structured pathways for property-backed private capital. Target returns are illustrative and subject to project performance.

Secured Income Note

Target fixed income from project-backed lending, with defined term, repayment route and security package where available.

Best for: Investors seeking passive income and clear repayment priority.

Explore Secured Income
Balanced Option

Preferred Equity

Priority capital repayment, preferred return and participation in project upside through a structured investment waterfall.

Best for: Investors seeking a balance of income protection and growth.

Explore Preferred Equity

Planning Gain Partnership

Early-stage capital used to unlock value through planning, change of use and development strategy, with participation in planning uplift.

Best for: Investors seeking higher-upside development exposure.

Explore Planning Gain

Why not simply buy your own HMO?

Direct ownership and private capital each have merits. Investors should compare based on risk, time commitment, liquidity, security and net return.

  • Direct ownership can offer attractive returns where well bought and well managed.
  • It also requires personal borrowing, sourcing, tenant management, compliance, repairs, void control and refinancing.
  • It concentrates capital into one asset.
  • BuildFund offers access to professionally structured opportunities, diversification, passive involvement and potential planning/development upside.
  • Investors should compare direct ownership and private capital investment based on risk, time commitment, liquidity, security and net return.

Direct ownership vs BuildFund Private Capital

Direct HMO OwnershipBuildFund Private Capital
OwnershipDirect legal ownership of the asset and tenant relationship.Structured participation via lending, preferred equity or profit share — not direct landlord ownership.
WorkloadSourcing, refurbishment, tenant management, repairs and day-to-day decisions.Professionally sourced and managed opportunities with passive investor involvement.
BorrowingPersonal or corporate borrowing in the investor’s name.Project-level finance structured within each opportunity; investor capital deployed per deal terms.
IncomeRental income subject to voids, arrears and operating costs.Target income or preferred return, subject to project performance — not guaranteed.
UpsideCapital growth and refinancing gains retained by the owner.Upside may be shared via preferred equity or planning gain structures, per agreed waterfall.
DiversificationCapital typically concentrated in one or a few assets.Access to multiple professionally structured opportunities across strategies.
ComplianceLandlord licensing, HMO standards, safety and tenant obligations rest with the owner.Compliance managed at project level by sponsors; investor eligibility and documentation apply.
Exit routeSale, refinance or portfolio transfer — timing depends on market and mortgage terms.Defined exit strategy per opportunity: sale, refinance, buyout or portfolio retention.
Risk profileSingle-asset concentration, void risk, interest rate and regulatory exposure.Project-specific risk with capital at risk; structure and security vary per opportunity.

Investment opportunities may only be available to suitable investors, such as certified sophisticated investors, high-net-worth investors or professional investors, subject to legal and regulatory review. BuildFund does not provide personal investment advice. Read risk warnings.

Risk warning

Capital at risk. Returns are not guaranteed. Property values and rental income can rise or fall. Project delays, cost overruns, planning risk, refinancing risk and market conditions may affect investor returns. BuildFund does not provide personal investment advice. Investor eligibility and legal documentation will apply.

Nothing on this page constitutes investment advice. Read our risk warnings.

Investor Club questions

Common questions about structures, eligibility, security and risk.

Is my return guaranteed?
No. All returns are target or illustrative returns only. Capital is at risk.
Do I own the property?
It depends on the structure. Some opportunities may be debt-based, some may involve SPV equity or profit participation. Each opportunity will set out the legal structure clearly.
How is this different from buying my own HMO?
Buying directly gives ownership and control but also requires sourcing, borrowing, management and compliance. BuildFund is designed to provide passive access to structured property-backed opportunities.
What security do investors receive?
Security is project-specific and may include legal charges, debentures, guarantees, share charges or contractual rights. The exact security package must be disclosed per deal.
Who can invest?
Opportunities may only be available to suitable investors, such as sophisticated, high-net-worth or professional investors, subject to legal and regulatory requirements.
Does BuildFund provide investment advice?
No. BuildFund does not provide personal investment advice. Investors should take independent legal, tax and financial advice before investing.

Register your interest in Investor Club

Begin investor onboarding and certification. Full opportunity details are available to eligible investors only. Capital at risk; returns are not guaranteed.